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Category Archives: Improve
Reduce – Reuse – Recycle in Albuquerque, New Mexico
I don’t know if you’ve noticed, but “going green” is becoming fairly popular in the nation and Albuquerque is no different. Continue reading
The Value of Home Maintenance
Regular home maintenance is key to preserving the value of your house and property Continue reading
Posted in Improve, Selling
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5 Tips for Saving Energy in the Family Room
Reduce your electricity bills by systematically purging your family room of wasteful energy practices.
The fun-a video game console, TV, DVR, DVD, and stereo system-that your family room provides comes with a price. By reducing standby power, using rechargeable batteries in remotes, and replacing incandescent bulbs with compact fluorescents, you could save up to $130 a year in energy costs.
And if you’re in the market for a new TV, you can save even more energy by being flexible on the type you buy. Continue reading
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How to Correct Your CLUE Insurance Report
An error in your CLUE insurance report can increase your homeowners insurance premium or even prevent you from getting coverage at all.
Errors or misleading information in your CLUE insurance report, which details the claims history of a person or property, can cost you. Worse, you may not even know there’s a mistake until you get turned down for homeowners insurance or see a huge jump in your premium.
Insurance companies use the claims history stored in the CLUE database–CLUE is short for Comprehensive Loss Underwriting Exchange-as a principal factor in deciding if they will insure your home and how much that insurance will cost. So correcting a mistake or misstatement may bring you a direct financial savings. Unfortunately, the burden of proof is on you.
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Posted in Finance, Improve
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Your CLUE Insurance Report Matters
Your CLUE insurance report keeps your homeowners insurance claims alive for seven years–and that could cost you on your premiums.
A tree falls on the roof of your house. You file an insurance claim with your agent, collect a settlement from the insurer, and fix your roof. End of story, right? Not quite. Every claim you make on your homeowners insurance is recorded in a widely used insurance industry database called CLUE, short for Comprehensive Loss Underwriting Exchange.
Almost all insurance companies use CLUE to check on the claims history of prospective policyholders. The CLUE insurance report also includes claims made on your home before you even bought it. A-PLUS is another company that maintains a loss-history database. What’s inside these reports can affect your insurance premiums, or even prevent you from getting coverage. Continue reading
Posted in Finance, Improve
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How to Help Expand Waste Recycling Programs
Using tips and resources from the experts, work with local government to expand waste recycling programs in your community.
Most neighborhoods and communities have programs for recycling plastic and paper. But what about the whole range of other materials filling your local landfill? Increasing the amount and types of household waste that can be recycled can help preserve your community’s precious open space and natural resources, and save your town money now spent on landfilling trash.
Point your city or town toward a cost-effective, expanded waste recycling program, and you may be putting more green in your own pocket as you protect property values.
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Saving Money with Slavaged Building Materials
Salvaged building materials allow you to improve your home inexpensively–but might require an extra investment of time and energy.
If you’re looking to improve your home on the cheap, consider using salvaged building materials. Besides being less expensive than new materials, secondhand features can add character, quality, and value to your home. But note that the savings in dollars may require a greater investment in time and effort.
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Should You Repair or Replace Your Septic System?
Here’s how to figure out whether you can fix a problem septic system or if it’s going to have to be replaced.
When sewage backs up into the house or terrible odors overcome the backyard, you know something is wrong with your septic system. Depending on what’s causing the problem, you’ll face some big decisions about whether to repair or replace the equipment. Continue reading
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Caring for Your Septic System
With proper care and maintenance, you can keep your septic tank in good shape for decades–and avoid costly repairs.
You wouldn’t skip routine maintenance on an expensive car. Nor should you ignore the upkeep on your septic system. Replacing a failed septic system can cost as much as a new car, so you have a big incentive to keep your system in good shape.
Septic systems serve the same role as municipal treatment plants, just on a smaller scale. Instead of staff engineers and technicians to keep everything operating smoothly, there’s just you, the homeowner. As the superintendent of your septic system, you face a few key tasks. Continue reading
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