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Category Archives: Buying
Tips, Help on buying a home. Paul Holley Albuquerque, New Mexico
2300 Via Seville – Meadows on Rio Grande – Albuquerque
Wow! What can I say? This home, at this price, in the prestigious Meadows on Rio Grande. This beautiful home could be yours … if you move quickly.
Kucinich Q&A: 20% Downpayment Would Keep Qualified Home Buyers on Sidelines
In an exclusive interview with HouseLogic, Rep. Dennis Kucinich (D-Ohio) explains why he joined a housing industry coalition in opposing a federal regulatory proposal, known as the qualified residential mortgage, that would require home buyers to make a 20% downpayment to purchase a home. Continue reading →
Buyers Rejected for Loans Can Now Find Out Why
A provision in the Dodd-Frank financial reform law, which took effect this week, is requiring lenders to provide consumers with a free credit score, which will help provide new insights into why they may have been rejected for a loan or did not qualify for the best, lowest rate.
While borrowers can access their credit scores from the credit bureaus, the credit score that a lender uses isn’t always the same one that the credit bureau provides you. According to a report by the Consumer Financial Protection Bureau, some credit bureaus sell consumers “educational” scores that aren’t the same ones used by lenders, or these bureaus may base the score on a different model than the one lenders use.
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Real Estate Broker vs. Realtor®
What probably is the most important, is that Realtors® have access to the MLS (Multiple Listing Service). In the Albuquerque area ours is called the Southwest MLS. The MLS is a tool to help listing brokers find cooperative brokers working with buyers to help sell their clients’ homes. Without the collaborative incentive of the existing MLS, brokers would create their own separate systems of cooperation, fragmenting rather than consolidating Albuquerque property information. A Realtor® not only has access to homes in the Albuquerque area but throughout the nation. Continue reading →
What Affects Credit Scores? 7 Misconceptions
If you’re trying to raise your credit score to get a good rate for a refinance or HELOC, you might be surprised by what affects—or doesn’t affect—your score. Continue reading →
Home Ownership Under Assault
Drowned out by such salacious news as Weinergate and Wikileaks, the very real attack on our nation’s housing market has gone virtually unnoticed by most Americans. Continue reading →
Economic Calendar for July 04 – July 08
Economic Calendar for the Week of July 04 – July 08 Date ET Economic Report For Estimate Actual Prior Impact Wed. July 06 10:00 ISM Services Index Jun 54.0 54.6 Moderate Thu. July 07 08:15 ADP National Employment Report Jun … Continue reading →
Buying a House at Foreclosure Auction is Risky Business
Buying a House at Foreclosure Auction is Risky Business. Continue reading →
